This afternoon we got one of those "This is not a bill" statements from our insurance company. It's just an explanation of benefits during a recent visit to a doctor. In my case, I had a couple of doctor visits and a series of tests done and we racked up a non-bill of $37,000. Good golly! Good thing that wasn't a real bill. Thankfully, I only had three $10 copays. Thirty bucks - I can handle $30. I'm grateful that Timmy works and provides our family with health insurance. I'm grateful that he works for a hospital and it's good insurance. Perhaps others would say it isn't good insurance, but all I know is that if I'm ever sick or think somethings not right or fall and break my shoulder, I go to Crozer and they take care of me and I get a "This is not a bill" statement instead of a "you owe me forty grand" statement.